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The EMI value for your laon majorly depends upon interest rate and loan period. But, there is also some impact on the EMI amount of how you need to pay your EMIs. Some financial institutions asks you to make an EMI payment at the disbursement of loan however some financial institutions allow you to start an EMI from next month. However your interest calculations start from disbursements.

Please note actual EMI and loan schedule may vary based on additional features your bank/financial institution is offering. For example, some banks allow pre-payment facility. Some banks disburse money in loan account but charges interest only when you withdraw money from that account. You can check with the bank to find most suitable loan for you.
It is assumed that EMI starts at the beginning of the period.